May Fine Jewelry, Fine Furnishings, Jewelry

Please note:ALL INTERNATIONAL BIDDERS MUST PAY VIA WIRE TRANSFER, NO EXCEPTIONS. Live Auctioneers makes this information hard to find for their benefit. However, on the tabs of each items' description is the information for shipping/condition/payment info. If you register to bid with us, that means that you'll play by our terms. In short- Payment is due in FIVE DAYS! Due in our office. We don't ship any item for anyone, no matter how small. Didn't read the terms? STOP NOW! DON'T REQUEST TO BID WITH US! All Credit Cards are vetted extensively for fraud. Please take this into consideration before bidding with someone else's credit card in your pocket. All instances of credit card fraud are reported and investigated. Also, we do not approve ANY bidder request if the individual has a past or open dispute on Live Auctioneers. Long-winded stories about why the dispute isn't your fault aren't going to make a difference to us. BUYERS PREMIUM SCHEDULE -Buyer?s Premium for monthly, catalogued auctions- A premium equal to 18% for online bidders of the final bid price will be applied to each lot sold, to be paid by the buyer, as part of the final purchase price. A 3% discount of buyers premium is offered to bidders who pay by cash, check, money order or wire transfer IF TOTAL INVOICE IS PAID WITHIN 5 DAYS OF AUCTION. -Buyers Premium for specialty auctions is subject to change; please check each catalogue for details. DELIVERY AND SHIPPING POLICY Purchaser is solely responsible for arranging shipping of any item(s), Wickliff & Associates Auctioneers, Inc., does not have an internal shipping department, and will not participate in the shipping of any item. Wickliff & Associates Auctioneers, Inc, shall have no liability for any loss or damage to such items, and purchaser shall pay in advance, all packaging expenses, including labor, materials, postage, all carrier fees and insurance charges. Quotes for shipping should be directed to local shippers. Purchasers may select any shipper they choose that will collect the items at the auction gallery; we use and recommend the following local shippers: The UPS Store, Carmel ? store0973@theupsstore.com or call (317) 575-9432 Craters and Freighters, Indy ? indy@cratersandfreighters.com or call (855) 278-6378 Purchaser is solely responsible for securing of labor for loading and packing of items purchased. Wickliff & Associates Auctioneers, Inc., does not employ laborers for loading and packing purposes. Any outside contractor selected by purchaser for pickup of purchases will be responsible for any packing, packaging and boxing or crating necessary. A list of other services and national, LTL carriers is available. Please contact us via email for this information. PAYMENT PAYMENT FOR ANY PURCHASE IS CONSIDERED DUE AND PAYABLE ON RECEIPT OF INVOICE. ALL PAYMENTS ARE DUE IN OUR OFFICE WITHIN 5 DAYS OF AUCTION. Wickliff & Associates Auctioneers, Inc., may, in its discretion, impose a late fee of $10/day on any account not settled within 5 days of auction. Any account not settled within 10 days is considered in default, and the purchaser shall have no right to complete the transaction. TERMS AND CONDITIONS 1. All property is sold ?AS IS? and neither the auctioneer nor any consignor makes any warranties or representation of any kind or nature with respect to the property, and in no event shall they be responsible for the correctness, nor deemed to have made any representation or warranty, description, genuineness, authorship, attribution, provenance, period, culture, source, origin or condition of the property and no statement at the sale, or in bill of sale, or invoice or elsewhere shall be deemed such a warranty of representation or an assumption of liability. 2. The highest bidder as determined by the auctioneer shall be the purchaser. In the case of a disputed bid, the auctioneer shall have sole discretion in determining the purchaser, and may also, at his or her election, withdraw the lot, or re-offer the lot for sale. Floor bidders have precedent over absentee bidders in the case of a same-amount winning bid. 3. All merchandise purchased must be paid for and removed from the premises the day of the auction. Wickliff & Associates Auctioneers, Inc. may impose, and the purchaser agrees to pay, a monthly storage charge of $100 for any lot or portion of any lot not removed by the purchaser within ten (10) calendar days after the day of the sale. Wickliff & Associates Auctioneers, Inc. shall have no liability for any damage to property left on the premises for more than ten (10) calendar days after the date of the sale. At the option of Wickliff &Associates Auctioneers, Inc., the merchandise may be transferred to, and stored at, a bonded warehouse and the purchaser agrees to pay all transfer and storage expenses. Any item(s) paid for by purchaser and not removed by purchaser within 30 days of auction is considered abandoned and right and title to the item(s) transfer to Wickliff & Associates Auctioneers, Inc., who then may sell the item(s) and retain all proceeds. 4. Personal checks from bidders unknown to the auction house will be acceptable only if credit has been established with Wickliff & Associates Auctioneers, Inc., or if a bank authorization has been received guaranteeing a personal check. Wickliff & Associates Auctioneers, Inc. reserves the right to hold the merchandise purchased by personal check until the check has cleared the bank, usually 10 days. The purchaser agrees to pay Wickliff & Associates Auctioneers, Inc. a handling charge of $35.00 for any check dishonored by the drawee. 5. If the purchaser breaches any of its obligations under these conditions of sale, including its obligations to pay, in full, the purchase price of all items for which it was the highest bidder, Wickliff & Associates Auctioneers, Inc. may exercise all of its rights and remedies under the law, including (a) canceling the sale and applying any payments made by the purchaser to the damages caused by the purchaser?s breach, and/or (b) offering at public auction, without reserve, any lot or item for which the purchaser has failed to pay in full the purchase price or failed to remove from the premises within (30) days, holding the purchaser liable for any deficiency plus all costs of sale. 6. In no event will the liability of Wickliff & Associates Auctioneers, Inc., to any purchaser with respect to any item, exceed the purchase price actually paid by such purchaser for such item. 7. All purchases are subject to the Indiana 7% sales tax unless the purchaser possesses a sales tax exemption number. Exemption numbers from other states are accepted in Indiana if presented with business card or letterhead. 8. Bidding on any item indicates your acceptance of these terms and all other terms announced at the time of sale. REFUND POLICY Refunds are not available, except in the case of a blatant misrepresentation of a material fact by the auction company, claims made within 10 days of auction. All purchases are final, and purchaser makes the decision to buy based upon their own investigation and not upon representations made by auction company.

BUYERS PREMIUM SCHEDULE Buyers Premium for monthly, catalogued auctions- A premium equal to 18% for online bidders of the final bid price will be applied to each lot sold, to be paid by the buyer, as part of the final purchase price. A 3% discount of buyers premium is offered to bidders who pay by cash, check, money order or wire transfer IF TOTAL INVOICE IS PAID WITHIN 5 DAYS OF AUCTION. Buyers Premium for specialty auctions is subject to change; please check each catalogue for details. DELIVERY AND SHIPPING POLICY Purchaser is solely responsible for arranging shipping of any item(s), Wickliff & Associates Auctioneers, Inc., does not have an internal shipping department, and will not participate in the shipping of any item. Wickliff & Associates Auctioneers, Inc, shall have no liability for any loss or damage to such items, and purchaser shall pay in advance, all packaging expenses, including labor, materials, postage, all carrier fees and insurance charges. Quotes for shipping should be directed to local shippers. Purchasers may select any shipper they choose that will collect the items at the auction gallery; we use and recommend the following local shippers: The UPS Store, Carmel – store0973@theupsstore.com or call (317) 575-9432 Craters and Freighters, Indy – indy@cratersandfreighters.com or call (855) 278-6378 Purchaser is solely responsible for securing of labor for loading and packing of items purchased. Wickliff & Associates Auctioneers, Inc., does not employ laborers for loading and packing purposes. Any outside contractor selected by purchaser for pickup of purchases will be responsible for any packing, packaging and boxing or crating necessary. A list of other services and national, LTL carriers is available. Please contact us via email for this information. PAYMENT PAYMENT FOR ANY PURCHASE IS CONSIDERED DUE AND PAYABLE ON RECEIPT OF INVOICE. ALL PAYMENTS ARE DUE IN OUR OFFICE WITHIN 5 DAYS OF AUCTION. Wickliff & Associates Auctioneers, Inc., may, in its discretion, impose a late fee of $10/day on any account not settled within 5 days of auction. Any account not settled within 10 days is considered in default, and the purchaser shall have no right to complete the transaction. TERMS AND CONDITIONS 1. All property is sold “AS IS†and neither the auctioneer nor any consignor makes any warranties or representation of any kind or nature with respect to the property, and in no event shall they be responsible for the correctness, nor deemed to have made any representation or warranty, description, genuineness, authorship, attribution, provenance, period, culture, source, origin or condition of the property and no statement at the sale, or in bill of sale, or invoice or elsewhere shall be deemed such a warranty of representation or an assumption of liability. 2. The highest bidder as determined by the auctioneer shall be the purchaser. In the case of a disputed bid, the auctioneer shall have sole discretion in determining the purchaser, and may also, at his or her election, withdraw the lot, or re-offer the lot for sale. Floor bidders have precedent over absentee bidders in the case of a same-amount winning bid. 3. All merchandise purchased must be paid for and removed from the premises the day of the auction. Wickliff & Associates Auctioneers, Inc. may impose, and the purchaser agrees to pay, a monthly storage charge of $100 for any lot or portion of any lot not removed by the purchaser within ten (10) calendar days after the day of the sale. Wickliff & Associates Auctioneers, Inc. shall have no liability for any damage to property left on the premises for more than ten (10) calendar days after the date of the sale. At the option of Wickliff &Associates Auctioneers, Inc., the merchandise may be transferred to, and stored at, a bonded warehouse and the purchaser agrees to pay all transfer and storage expenses. Any item(s) paid for by purchaser and not removed by purchaser within 30 days of auction is considered abandoned and right and title to the item(s) transfer to Wickliff & Associates Auctioneers, Inc., who then may sell the item(s) and retain all proceeds. 4. Personal checks from bidders unknown to the auction house will be acceptable only if credit has been established with Wickliff & Associates Auctioneers, Inc., or if a bank authorization has been received guaranteeing a personal check. Wickliff & Associates Auctioneers, Inc. reserves the right to hold the merchandise purchased by personal check until the check has cleared the bank, usually 10 days. The purchaser agrees to pay Wickliff & Associates Auctioneers, Inc. a handling charge of $35.00 for any check dishonored by the drawee. 5. If the purchaser breaches any of its obligations under these conditions of sale, including its obligations to pay, in full, the purchase price of all items for which it was the highest bidder, Wickliff & Associates Auctioneers, Inc. may exercise all of its rights and remedies under the law, including (a) canceling the sale and applying any payments made by the purchaser to the damages caused by the purchaser’s breach, and/or (b) offering at public auction, without reserve, any lot or item for which the purchaser has failed to pay in full the purchase price or failed to remove from the premises within (30) days, holding the purchaser liable for any deficiency plus all costs of sale. 6. In no event will the liability of Wickliff & Associates Auctioneers, Inc., to any purchaser with respect to any item, exceed the purchase price actually paid by such purchaser for such item. 7. All purchases are subject to the Indiana 7% sales tax unless the purchaser possesses a sales tax exemption number. Exemption numbers from other states are accepted in Indiana if presented with

Buyer Pays Shipping Cost, WE DO NOT HAVE AN INTERNAL SHIPPING DEPARTMENT! quotes for shipping should be directed to local shippers; we recommend and use the UPS Store, Greyhound Pass, Carmel, IN, 317-575-9432, or Craters and Freighters, (317) 577-0800. Call them for shipping quotes. We do not participate in the shipping of any item, no matter how small; please don't ask.

Please note: Winning bidders will be invoiced within 48 hours of the auction closing, with a link to our secure, credit card payment URL, http://www.wickliffauctioneers.com/payments . Also, ALL INTERNATIONAL BIDDERS MUST PAY VIA WIRE TRANSFER, NO EXCEPTIONS. We require payment in FIVE DAYS AFTER THE AUCTION, and will reward you for doing so. Cash or Certified Funds payments received within FIVE CALENDAR DAYS after the auction will enjoy a 3% discount on Buyers Premium. Can't meet that requirement? DON'T BID. Calling us on the 5th day to tell us you put a check in the mail is not paying within 5 days. Can't/wont pay? We will permanently block you from bidding at our auctions, and we will record a dispute history on your Live Auctioneers buyer record, telling other auction companies that you don't pay your bills. Avoid the negativity; pay within terms. Be happy, happy, happy when you get your item.

We do not include condition reports as standard protocol in our catalogue listings. If you have a condition request, please email us PRIOR to 48 hours before the scheduled start time of any auction. Condition report requests received less than 48hrs prior to auction will be honored, if time allows. DO NOT BID, WIN, THEN ASK FOR A CONDITION REPORT TO DECIDE IF YOU WANT TO PAY FOR THE ITEM. Seriously...people have done that...